Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Guardian Micro Life Insurance Insurance ## Sitemaps - [XML Sitemap](https://gmli.com.np/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [News](https://gmli.com.np/2023/12/03/news5/) - GMLI https://gmli.com.np/ - [Agency Refreshment Program, Biratnagar​](https://gmli.com.np/2025/12/02/elementor-4331/) - Agency Refreshment Program, Biratnagar Guardian Micro Life Insurance’s Head Office, Biratnagar, organized an Agency Refreshment Program to honor top-performing agents. Province Head Thirlochan Shrestha welcomed the participants and provided training on life insurance objectives, financial planning, and the role of agents. He emphasized the importance of increasing public trust in insurance. Nirmala Kumari Mehta and ## Pages - [Home](https://gmli.com.np/) - Get Insured Today! सुरक्षा सबैको अधिकार, Guardian Micro Life Insurance Limited Micro Term Life Insurance Group Micro Term Insurance Plan Dirghayu Bachat Laghu Beema Yojana Sana Bachat Laghu Jeevan Beema Yojana Bal Samriddha Laghu Beema Yojana Why choose Guardian Micro Life? Your Future, Our SecurityGuardian Micro-Life insurance Limited Are you in search of reliable and - [Download](https://gmli.com.np/download/) - Downloads Micro Term Proposal Form Download Death Claim Intimation Form Download Digital Policy Purchase Process Download IPO Prospectus Download FE IPO Prospectus Download Medical Form Download Health Declaration Form Download test Download - [Agent Training](https://gmli.com.np/agent-training/) - Agent Training Agent Training Program FY 2080-81 Download Agent Training Program FY 2082-83 Download Agent Training Program FY 2081-82 Download Agent Training Program FY 2083-84 Download - [Network Point](https://gmli.com.np/network-point/) - Network Point​ Koshi Madhesh Bagmati Gandaki Lumbini Karnali Sudurpaschim Koshi Province Biratnagar(HO) Chandragadhi Bhojpur Urlabari Dhankuta Itahari Dharan Province Head Biratnagar Bimala Parajuli Branch Incharge. Biratnagar 9801284197 bimala.parajuli@gmli.com.np Sub Branch Incharge Chandragadhi Laxmi Ghimire Sub Branch Incharge Bhojpur 9842490322 laxmi.ghimire@gmli.com.np Dibendra Rijal Sub Branch Incharge Urlabari 9842661945 dibendra.rijal@gmli.com.np Sub Branch Incharge Dhankuta Sub Branch Incharge - [Board of Directors](https://gmli.com.np/board-of-directors/) - Board of Directors Chairman Promoter Director​ Promoter Director​ Promoter Director​ Independent Director Public Director Public Director Company Secretary - [Team Member](https://gmli.com.np/team-member/) - Mangement Team Meet Our Creative Management Team Meet the team behind making your life’s journey easier Phone no: 01-5918017/18 Phone no : 01-5918017/18 Email : Kailash Devkota Asistant General Manager Phone no : 01-5918017/18 Email : kailash.devkota@gmli.com.np Sunita Koirala Assistant General Manager Phone no : 01-5918017/18 Email : sunita.koirala@gmli.com.np Deelip Sharma Senior Manager Phone no : 01-5918017/18 - [Citizen Charter](https://gmli.com.np/citizen-charter/) - Citizen Charter GMLI Citizen Charter Download - [network point copy](https://gmli.com.np/network-point-copy/) - [Quarterly Reports](https://gmli.com.np/quarterly-reports/) - Quarterly Reports Quarterly Report 2079-80 4th Quarter Financial Report Download Quarterly Report 2080-81 1st Quarter Financial Report Download Quarterly Report 2080-81 2nd Quarter Financial Report Download Download Quarterly Report 2080-81 3rd Quarter Financial Report Download Download Quarterly Report 2080-81 4th Quarter Financial Report Download Download Quarterly Report 2081-82 1st Quarter Financial Report Download Download Quarterly - [Proactive Disclosure](https://gmli.com.np/proactive-disclosure/) - Proactive Disclosure Proactive Disclosure 31 Asadh 2080 Download Proactive Disclosure 30 Ashwin 2080 Download Proactive Disclosure 29 Poush 2080 Download Proactive Disclosure 30 Chaitra 2080 Download Proactive Disclosure 30 Ashwin 2081 Download Proactive Disclosure 29 Poush 2081 Download Download Download Download Proactive Disclosure 30 Chaitra 2081 Proactive Disclosure 31 Ashwin 2082 Proactive Disclosure 30 Poush - [Annual Reports](https://gmli.com.np/annual-reports/) - Annual Report Download Annual Report 2081-82 Annual Report 2080-81 Download Download Annual Report 2079-80 Annual Report 2080-81 - [Become an Agent](https://gmli.com.np/become-an-agent/) - Start A Career! Become an Agent! Are you passionate about helping others and making a difference in your community? Do you want to build a career in the insurance industry and earn a good income while doing so? Then becoming an agent for Guardian micro-life insurance may be the perfect opportunity for you. We are - [Notices](https://gmli.com.np/notices/) - Notices Notices Guardian Micro Life Insurance Vendor Enlistment 2081-82 Download Guardian Micro Life Insurance IPO Enlistment Letter Download Guardian Micro Life Insurance Prospectus Foreign NepaleseEmployees Download Guardian Micro Life Insurance Signed Prospectus Foreign Nepalese Employees Download Guardian Micro Life Insurance Ahwan Patra Download Guardian Micro Life Insurance Prospectus For Public Download Guardian Micro Life Insurance - [News & Events](https://gmli.com.np/news-events/) - News & Event NEWS & EVENTS Agency Refreshment Program, Biratnagar​ Agency Refreshment Program, Biratnagar Previous Next Guardian Micro Life Insurance’s...Read More December 2, 2025 News GMLI https://gmli.com.np/Read More December 3, 2023 - [Online Payment](https://gmli.com.np/online-payment/) - Pay your Premium from home Your Trusted Partner for Protection and Peace of Mind. Making online life insurance payments has never been easier. Visit our website and click “Make a Payment” to access our secure payment portal. With real-time confirmation and automatic updates, you can rest assured that your payment has been processed promptly. Our - [About us](https://gmli.com.np/about-us/) - About Us​ A smart investment for a secure tomorrow Guardian Micro-Life Insurance Limited is Nepal’s first-ever micro insurance company, officially registered on December 26, 2022 and licensed on April 10, 2023. With operations commencing on July 7, 2023, Guardian is not only the pioneer in micro life insurance but also a digital-first insurer, revolutionizing how protection - [mission and vision](https://gmli.com.np/mission-and-vision/) - Mission & Vision Our Vision and Mission At Guardian micro-life Insurance Limited, our goal is to make insurance more accessible and affordable by removing obstacles. We achieve this by creating customized solutions for both individuals and communities in need. We believe in empowering our customers financially, so they can manage risks and secure their future - [Bal Samriddha Laghu Beema Yojana](https://gmli.com.np/bal-samriddha-laghu-beema-yojana/) - Bal Samriddha Laghu Beema Yojana This is a non-linked, non-participating, regular premium Child Endowment plan, which provides savings and insurance cover to a child (life assured). It also provides compulsory cover to the proposer to protect the benefits of the child. This plan is specially designed to cover Child and the proposer who did not - [Sana Bachat Laghu Jeevan Beema Yojana](https://gmli.com.np/sana-bachat-laghu-jeevan-beema-yojana/) - Sana Bachat Laghu Jeevan Beema Yojana This is a non-linked, non-participating, regular premium Micro Endowment Assurance plan, which provides savings and insurance cover to the life assured. This is specially designed to cover individual life who did not have formal life insurance cover and savings arrangements particularly in the micro finance sector. The description of - [AML/CFT](https://gmli.com.np/aml-cft/) - AML/CFT UNSCR 1533 (2004) अन्तर्गत थप गरेका “added entries of individuals and entities” View UNSCR 1718 (2006) अन्तर्गत थप गरेका “added entries of individuals and entities” View - [DemoPage](https://gmli.com.np/demopage/) - Network Point News and Event Notices News December 3, 2023 Agency Refreshment Program, Biratnagar​ December 2, 2025 - [Agent details](https://gmli.com.np/agent-details/) - Agent Details Agent Details Download - [Dirghayu Bachat Laghu Beema Yojana​](https://gmli.com.np/dirghayu-bachat-laghu-beema-yojana/) - Dirghayu Bachat Laghu Beema Yojana This is a non-linked, non-participating, limited and single premium Micro Endowment Insurance plan, which provides savings and insurance cover to the life assured. This is specially designed to cover individual life who did not have formal life insurance cover and savings arrangements particularly in the micro finance sector. The description - [Gallery](https://gmli.com.np/gallery/) - Gallery - [GMLI Bharatpur Sub Branch Opening](https://gmli.com.np/gmli-bharatpur-sub-branch-opening/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [GMLI Nuwakot Sub Branch Opening](https://gmli.com.np/gmli-nuwakot-sub-branch-opening/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [GMLI Dang Sub Branch Opening](https://gmli.com.np/gmli-dang-sub-branch-opening/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [GMLI Dhankuta Sub Branch Opening](https://gmli.com.np/gmli-dhankuta-sub-branch-opening/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [GMLI Syangja Sub Branch Opening](https://gmli.com.np/gmli-syangja-sub-branch-opening/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [GMLI Butwal Sub Branch Opening](https://gmli.com.np/gmli-butwal-sub-branch-opening/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [GMLI Baglung Sub Branch Opening](https://gmli.com.np/gmli-baglung-sub-branch-opening/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [GMLI Chandragadhi Branch Opening](https://gmli.com.np/gmli-chandragadhi-branch-opening/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [GMLI Nepalgunj Branch Opening](https://gmli.com.np/guardian-micro-life-insurance-opening-transaction-ceremony-2/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [Guardian Micro Life Insurance Opening Transaction Ceremony](https://gmli.com.np/guardian-micro-life-insurance-opening-transaction-ceremony/) - Gallery / Guardian Micro Life Insurance Opening Transaction Ceremony - [Group Micro Term Insurance Plan](https://gmli.com.np/group-micro-term-insurance-plan/) - Group Micro Term Insurance Plan This is a non-linked, non-participating, single premium Group Micro Term Insurance plan. This Product is offered to affinity groups, where a group can exist for a particular purpose like members of a co-operative credit society, members of NGOs, self-help group, loanee members of the micro finance organizations, non-employee - employer - [Shop](https://gmli.com.np/shop/) - [Guardian Micro Endowment Plan](https://gmli.com.np/guardian-micro-endowment-plan/) - [Financial Indicators](https://gmli.com.np/financial-indicators/) - Financial Indicators Download Download Financial Indicators Financial Indicators - [Bonus Rate](https://gmli.com.np/bonus-rate/) - Bonus Rate FY79/80 - [Build A career](https://gmli.com.np/build-a-career/) - Build A Career Join us at Guardian Micro Life Insurance Looking for a meaningful and rewarding career in the insurance industry? Join our team at Guardian Micro Life Insurance! We’re dedicated to providing affordable and accessible life insurance to all Nepali families, and we need talented and driven individuals like you to help us achieve - [Agent code of conduct](https://gmli.com.np/agent-code-of-conduct/) - Agent Code of Conduct Agent Code of Conduct Download - [Message from CEO](https://gmli.com.np/message-from-ceo/) - Message From CEO Do you have a knack for building relationships and helping others? Join Guardian Micro-Life Insurance as an agent and use your skills to make a positive impact in your community. We're looking for motivated individuals who are dedicated to serving the needs of Nepali families. In addition to competitive compensation and benefits, - [Premium Calculator](https://gmli.com.np/premium-calculator/) - [Renew Agent](https://gmli.com.np/renew-agent-2/) - Agent Renewal Renewal of licenses for agents can now be made through online platforms such as Connect IPS, Prabhu Pay, and Khalti. Prabhu Pay Download Prabhu pay App or go to https://client.prabhupay.comTap on Government PaymentTap on Agent(Beema Samiti)Enter the details and tap on See Payment DetailsVerify details and Proceed for payment Connect IPS Download Connect - [Re insurance](https://gmli.com.np/re-insurance/) - Reinsurance Reinsurance Partner Guardian Micro-Life Insurance Company Ltd. has secured reinsurance agreements with two companies: Himalaya Reinsurance Limited and Nepal Reinsurance company Limited - [FAQs](https://gmli.com.np/faqs/) - FAQ FAQIs it time for me to consider Micro-Life Insurance?Absolutely! Life insurance is crucial for securing your & your family's financial future.How do I apply?Applying for micro-life insurance is simple. Visit our website or a local office, fill out an online form or apply in person, and provide essential personal details like name, address, age, - [contact us](https://gmli.com.np/contact-us/) - Contact Us Please enable JavaScript in your browser to complete this form.Your Name *Email *Mobile numbers *Your Message *Submit - [File Claim Intimation](https://gmli.com.np/file-claim-intimation/) - File Claim Intimation - [Privacy Policy](https://gmli.com.np/privacy-policy/) - Privacy Policy IntroductionGuardian is committed to protecting your privacy. This privacy policy applies to the Guardian mobile app and explains how we collect, use, and share information about you when you use the app.Information we collectWe collect the following types of information when you use the Guardianmobile app:Personal information : This includes information that can be used to identify - [Site Map](https://gmli.com.np/site-map/) - Site Map Home Page About Us Overview Board of Directors Management Team Vision And Mission Citizen Charter Reinsurance Products Micro Term Insurance Plan Guardian Micro Group Plan Moneyback Micro Life Insurance Whole Micro Life Insurance Joint Micro Life Insurance Agents Enroll Now Renew Agent License Agent Training Agent Details Agent Code - [Guardian Micro Group Plan](https://gmli.com.np/guardian-micro-group-plan/) - [Micro Term Insurance Plan](https://gmli.com.np/micro-term-insurance-plan/) - [Career Option](https://gmli.com.np/career-option/) - Apply for a Job - [Track a Claim](https://gmli.com.np/track-a-claim/) - [Dummy home](https://gmli.com.np/dummy-home/) - [Claim Tracking](https://gmli.com.np/claim-tracking/) - Contact Us Now!! Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Click here File for a Claim Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Click here - [Board Member](https://gmli.com.np/board-member/) - Board of Directors Add Your Heading Text Here Add Your Heading Text Here Add Your Heading Lorem ipsum dolor sit amet, Add Your Heading Lorem ipsum dolor sit amet, Add Your Heading Lorem ipsum dolor sit amet, Add Your Heading Lorem ipsum dolor sit amet, Add Your Heading Lorem ipsum dolor sit amet, Add Your - [Company](https://gmli.com.np/company/) - [Get a Quote](https://gmli.com.np/get-a-quote/) - Products Guardian Micro Term Life Insurance Plan This is a Non-linked, Non-Participating, Individual Life Term Insurance plan, which offers protection benefits to the life assured. It is offered to the individual lives who takes loans from the banks, finance companies and self-help groups, credit societies etc. It can be offered to the individual life who - [Endowment Micro Insurance](https://gmli.com.np/endowment-micro-insurance/) - Endowment Micro Life Insurance is a type of life insurance policy that provides both insurance coverage and a savings component. - [Overview](https://gmli.com.np/overview/) - About Us A smart investment for a secure tomorrow Welcome to Guardian micro-life Insurance, Your Reliable Partner in Securing Your Family’s Future.We offer affordable and dependable insurance solutions that are tailored to meet your unique needs and budget. Our experienced professionals provide personalized advice and guidance to help you make informed decisions about your insurance ## FAQs - [Is it time for me to consider life insurance?](https://gmli.com.np/helpie_faq/your-first-faq-question/) - Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ## ElementsKit items - [dynamic-content-megamenu-menuitem1616](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem1616/) - Overview Overview Board Of Directors Management Team Vision and Mission Company Citizen Charter Reinsurance Branch Network Transparency Dashboard - [dynamic-content-megamenu-menuitem4699](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem4699/) - [dynamic-content-megamenu-menuitem19](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem19/) - [dynamic-content-megamenu-menuitem1668](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem1668/) - [dynamic-content-megamenu-menuitem1620](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem1620/) - Customer Care Contact Us Online Payment Build a Career News & Events AML/CFT Notices Downloads Insurance FAQ's Premium Calculator Gallery Foreign Employment Policy Print - [dynamic-content-megamenu-menuitem1617](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem1617/) - Micro Term Plan Micro Life Term Insurance Plan Micro Endowment Plan Dirghayu Bachat Laghu Beema Yojana Sana Bachat Laghu Jeevan Beema Yojana Bal Samriddha Laghu Beema Yojana Micro Group Plan Group Micro Term Insurance Plan Micro Moneyback Plan Micro Whole Life Plan - [dynamic-content-megamenu-menuitem1619](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem1619/) - Reports Financial Indicators Annual Reports Quarterly Reports Disclosure Proactive Disclosure - [dynamic-content-megamenu-menuitem1618](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem1618/) - Agents Enroll Now Renew Agent License Agent Training Agent Details Agent Code of Conduct - [dynamic-content-megamenu-menuitem1667](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem1667/) - File a Claim Track a claim - [dynamic-content-megamenu-menuitem1650](https://gmli.com.np/elementskit-content/dynamic-content-megamenu-menuitem1650/) - File a Claim Track a Claim ## Templates - [Top Header](https://gmli.com.np/?elementskit_template=top-header) - Transparency Dashboard info@gmli.com.np Biratnagar(Head Office) 021-590902 Kathmandu(Regional Office) 01-5918017/18 LogIn Home About Us Overview Overview Board Of Directors Management Team Vision and Mission Company Citizen Charter Reinsurance Branch Network Transparency Dashboard Products Micro Term Plan Micro Life Term Insurance Plan Micro Endowment Plan Dirghayu Bachat Laghu Beema Yojana Sana Bachat Laghu Jeevan Beema Yojana Bal - [Footer](https://gmli.com.np/?elementskit_template=myfooter) - GUARDIAN MICRO LIFE INSURANCE LIMITED Guardian Micro-life insurance Limited provides accessible and affordable life insurance options tailored to the specific needs of families across Nepal Company About Us Renewal Claim Products Micro Term Insurance Plan Group Micro Term Insurance Plan Dirghau Bachat Laghu Beema Yojana Sana Bachat Laghu Jeevan Beema Yojana Bal Samriddha Laghu Beema ## Sliders - [Our Products](https://gmli.com.np/?carousels=our-products) ## Categories - [Notices](https://gmli.com.np/category/notices/) - [News](https://gmli.com.np/category/news/) ## FAQ Categories - [Uncategorized FAQ](https://gmli.com.np/helpie_faq_category/uncategorized-faq/) ## FAQ Groups - [Getting Started](https://gmli.com.np/helpie_faq_group/getting-started/)